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Agility Bank, National Association

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Description

Agility Bank offers comprehensive SBA lending services designed to support small businesses in their growth and financing needs. With a focus on small business loans, the bank provides tailored solutions that include SBA 7(a) loans, which are ideal for working capital, equipment, or real estate purchases. Their team works closely with clients to understand their unique financial situations and craft loan packages that align with their business goals. The bank’s expertise extends to supporting startups and established businesses alike, ensuring access to capital for various stages of business development. Located in Houston, TX, they serve a broad client base across multiple industries, emphasizing personalized service and financial stability. The bank is committed to helping entrepreneurs secure funding with flexible terms and competitive rates, making it a trusted partner in small business growth.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.6
Google Review Count
48
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution specializing in SBA loans, offering small business financing solutions, expert guidance, and personalized service to help your business grow.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with appointments available outside regular hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan processing and application fees may apply for financing services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank serves small business owners and entrepreneurs, primarily those seeking SBA financing, regardless of residency, provided they meet lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.
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