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Alden State Bank

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Description

Alden State Bank offers comprehensive SBA lending services tailored to meet the needs of small businesses seeking financial support. With a focus on SBA programs, the bank provides loans that help entrepreneurs expand, acquire, or improve their operations. Their team is dedicated to guiding clients through the application process, ensuring a smooth experience from initial inquiry to funding approval. Specializing in SBA 7(a) loans, they support a variety of industries, including hospitality, retail, and services, with flexible terms and competitive rates. The bank’s local presence in Alden allows for personalized service and a deep understanding of the regional market. Whether you’re a startup or an established business, Alden State Bank is committed to fostering economic growth in the community by providing accessible financing options and expert advice.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
14
Question 1
What is this place and what can I find here?
Answer 1
This is Alden State Bank, a community-focused bank offering SBA loan programs, business financing, and personalized banking services to support small business growth in the region.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment on request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or inquire; however, loan application fees and other charges may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and residents within the region, but loan eligibility is based on creditworthiness and business needs.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and documentation provided.
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