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All Capital Bank

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Description

All Capital Bank offers comprehensive SBA lending services tailored to meet the needs of small businesses seeking financial support. With a focus on small business loans, the bank provides flexible financing options that help entrepreneurs grow and expand their operations. Their expertise includes SBA 7(a) loans, which are ideal for working capital, equipment purchases, and business acquisitions. The bank’s team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. Located in Locust Grove, OK, they serve local businesses and are committed to fostering economic development in the region. Whether you’re starting a new venture or expanding an existing one, All Capital Bank provides the resources and support necessary to achieve your business goals. Their knowledgeable staff is dedicated to helping clients navigate the complexities of SBA loans, offering personalized advice and timely service. The bank’s primary focus is on small businesses in the manufacturing, retail, and service sectors, providing tailored financial solutions to help them succeed. With a strong reputation for customer service and expertise in SBA lending, All Capital Bank is a trusted partner for small business owners in the area.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.8
Google Review Count
5
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution that offers SBA lending services to small businesses, providing various loan options to support growth and expansion. You can find assistance with SBA 7(a) loans, expert guidance, and personalized service tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours. Calling ahead can help streamline your visit and prepare necessary documentation.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to contact the branch directly for specific hours or to schedule an appointment outside regular hours.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting with the bank; however, loan processing and application fees may apply depending on the services used. These fees are disclosed upfront during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
The bank primarily serves local small business owners and residents in the region. Non-residents may be eligible if they meet certain criteria and provide necessary documentation.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally recommended, though higher scores can improve approval chances and loan terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of submitted documentation.
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