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All One Credit Union

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Description

Offering comprehensive SBA financing options, this institution specializes in supporting small businesses with tailored loan programs. Whether you’re seeking funding for expansion, equipment, or working capital, they provide accessible solutions to meet diverse business needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on personalized service, they help entrepreneurs navigate SBA loan requirements efficiently. Their offerings include SBA 7(a) loans, which are ideal for various business purposes, and they have a history of approving substantial loan amounts, up to $450,000. Located conveniently in Leominster, MA, they serve local businesses while also supporting broader regional economic growth. The bank emphasizes quick turnaround times and flexible terms to assist businesses in achieving their goals. Their commitment to community development and small business success makes them a trusted partner for entrepreneurs seeking reliable financing solutions.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
131
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs and small business financing solutions. You can find assistance with SBA 7(a) loans, guidance on application processes, and support for growing your business.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated based on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult; fees may apply during the loan application process, which will be disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners in the Leominster area, but they also support regional clients.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, though specific requirements may vary based on the loan type and applicant profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and documentation provided.
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