Go Back
Report Abuse

American Bank and Trust Company

American Bank and Trust Company
American Bank and Trust Company

Description

American Bank and Trust Company offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, equipment, or operational needs. As a trusted commercial bank, it provides a range of loan programs including the SBA 7(a) loan program, which is ideal for business expansion, working capital, and acquisition financing. The bank’s experienced lending team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. Located in Tulsa, Oklahoma, the bank is committed to serving local businesses while also supporting clients across the region. With a focus on personalized service, American Bank and Trust Company helps entrepreneurs access the capital they need to succeed, leveraging its strong community ties and financial expertise. Whether you’re a startup or an established business, the bank’s SBA programs can provide flexible funding options to meet your goals. Their dedicated team is ready to assist with application preparation, underwriting, and closing, making the process straightforward and transparent. The bank’s commitment to small business growth is reflected in its tailored lending solutions and attentive customer service, ensuring you get the support you need to thrive in today’s competitive marketplace.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.5
Google Review Count
4
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA lending programs designed to help small and medium-sized businesses access capital for growth, equipment, or operational needs. You can find information about loan options, application processes, and support services here.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to meet with a lending specialist, but walk-in consultations may be available during business hours. Calling ahead can ensure you receive dedicated assistance promptly.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM. Specific hours for loan consultations may vary, so it"s best to contact the branch directly for detailed scheduling.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to inquire about SBA loans or to start the application process. However, certain fees related to loan processing, guarantee fees, or closing costs may apply if you proceed with a loan.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses in the Tulsa area and surrounding regions. Eligibility for loans depends on meeting credit and financial criteria, not residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred, but approval considers overall financial health, collateral, and business performance.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of submitted documentation.
Scroll to Top