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American Heritage National Bank

American Heritage National Bank
American Heritage National Bank

Description

American Heritage National Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial support for growth, equipment, or working capital. With a focus on personalized service, the bank provides access to various SBA programs including the 7(a) loan program, which is ideal for a wide range of business needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. The bank emphasizes community banking values, fostering strong relationships with local entrepreneurs and business owners. Whether you’re looking to expand operations, purchase inventory, or refinance existing debt, they provide flexible financing options designed to meet your specific goals. Their commitment to supporting small businesses is evident in their dedicated SBA lending team and their ability to offer competitive terms. Located in Long Prairie, MN, they serve the local business community with a focus on building long-term financial partnerships. The bank’s expertise in SBA lending makes them a reliable partner for small business owners seeking reliable funding solutions.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
4
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and personalized financial services to small businesses in the Long Prairie area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There may be fees associated with certain banking services or loan applications; these are disclosed upfront during the consultation.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the local community, but others may inquire about services.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum credit score of 650 is preferred, but this can vary based on the loan type and applicant circumstances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of documentation and loan complexity.
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