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American National Bank and Trust

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Description

American National Bank and Trust offers comprehensive SBA lending services, specializing in small business financing solutions to help entrepreneurs grow and succeed. With a focus on supporting local businesses, this bank provides tailored loan options, including SBA 7(a) loans, to meet diverse funding needs. Whether you’re looking to expand your operations, purchase equipment, or improve cash flow, they have the expertise to guide you through the application process. Their team is committed to fostering economic development in the Wichita Falls area by providing accessible financing options and personalized service. The bank’s experience with SBA programs ensures that clients receive competitive terms and flexible repayment plans, making it easier to achieve business goals. With a strong understanding of regional market dynamics, they are well-equipped to support small businesses across various industries, especially retail and service sectors. Their dedication to customer success and community growth makes them a trusted partner for business owners seeking reliable financial support.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.9
Google Review Count
205
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and small business financing solutions designed to support entrepreneurs and business growth in the Wichita Falls area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank, but loan application and processing fees may apply depending on the financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the Wichita Falls region, but eligibility is based on creditworthiness and business qualifications.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is typically required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes 2 to 4 weeks, depending on the completeness of the application and documentation provided.
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