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Ameris Bank

Offering a range of SBA lending options, this financial institution specializes in supporting small businesses with tailored financing solutions. Whether you’re seeking funding for expansion, equipment, or working capital, the bank provides expertise in navigating SBA programs to meet your needs. Their experienced team works closely with clients to understand their unique circumstances and recommend the most suitable SBA loan products, including 7(a) and 504 loans. With a focus on personalized service, they help streamline the application process, ensuring efficient approval and funding timelines. The bank’s commitment to small business growth is evident through their comprehensive support and flexible lending criteria, making them a trusted partner for entrepreneurs across various industries.

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Lender Type

Commercial Bank

Google Rating

3.1

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank that offers SBA loan programs and financial services tailored for small businesses. You can find support for funding expansion, equipment purchases, and working capital needs.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may be available during business hours.

Question 3

What are the hours of operation?

Answer 3

The bank typically operates from 9 AM to 5 PM, Monday through Friday, but hours may vary by location.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to access basic consultation services, but loan processing and origination fees may apply for financing.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners and entrepreneurs, with services available to qualified applicants nationwide.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 650 is generally required, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Ameris Bank

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