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Arizona Financial Credit Union

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Description

Arizona Financial Credit Union offers comprehensive SBA loan services tailored to small businesses seeking financial support for growth, equipment, or operational needs. With a focus on personalized service, they assist clients through the SBA 7(a) program, providing flexible financing options. Their team is dedicated to helping entrepreneurs secure funding with competitive terms and guidance throughout the application process. Located in Phoenix, AZ, they serve local businesses while also supporting a broader regional community. The credit union specializes in loans for various industries, including retail, healthcare, and manufacturing, ensuring tailored solutions for diverse business needs. They are committed to fostering economic development and helping small businesses thrive with reliable access to capital. Their experienced staff work closely with clients to understand their unique situations and craft suitable loan packages, emphasizing transparency and support at every step. Whether starting a new venture or expanding an existing business, Arizona Financial Credit Union aims to be a trusted partner in your financial journey.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
293
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and personalized support for small businesses seeking funding for growth or operational needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accepted depending on availability.
Question 3
What are the hours of operation?
Answer 3
Typically, they operate Monday through Friday from 9 am to 5 pm, but it"s best to confirm directly with the branch.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing basic consultation, but loan origination and closing fees may apply depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members of the credit union, but they may offer services to non-members through certain programs.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the complexity of the loan and completeness of documentation.
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