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Arlington Community FCU

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Description

Offering comprehensive SBA financing options, this community credit union specializes in supporting small businesses with tailored loan programs. Whether you’re seeking funding for expansion, equipment, or working capital, they provide flexible solutions designed to meet diverse business needs. With a focus on personalized service, they assist entrepreneurs throughout the loan process, ensuring clear guidance and competitive terms. Their SBA 7(a) program is particularly well-suited for small to medium-sized enterprises looking for reliable funding sources. Located in Falls Church, VA, they serve local businesses while also accommodating a broader regional clientele. Their experienced team understands the nuances of SBA lending, helping clients navigate eligibility and application procedures efficiently. This institution emphasizes community development and economic growth, making them a trusted partner for small business owners seeking financial support.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
149
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused financial institution offering SBA loan programs and small business banking services. You can find personalized support, competitive loan options, and guidance tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Typically, the branch operates from 9:00 AM to 5:00 PM, Monday through Friday, but it"s best to call ahead for specific hours or appointment scheduling.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; however, loan application and processing fees may apply depending on the service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members and residents of the local community, but eligibility may extend to regional clients based on membership or affiliation.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, but other factors are also considered during underwriting.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and loan complexity.
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