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Associated CU of Texas

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs, including the SBA 7(a) loan program. With a focus on helping entrepreneurs secure funding for growth, equipment, or working capital, they provide tailored financial solutions to meet diverse business needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in League City, TX, they serve a broad range of industries, emphasizing personalized service and local market expertise. Whether you’re a startup or an established business, they aim to facilitate your financial goals with competitive terms and dedicated support.

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Lender Type

Commercial Bank

Google Rating

4.6

Google Review Count

324

Question 1

What is this place and what can I find here?

Answer 1

This is a trusted SBA lender offering small business loans, including SBA 7(a) programs, with personalized support to help your business grow and succeed.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

They typically operate Monday through Friday from 9 am to 5 pm, but it"s best to call ahead for specific hours.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for simply visiting or consulting; fees apply only if you proceed with a loan application or related services.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This lender primarily serves small businesses and entrepreneurs within Texas, but eligibility depends on meeting specific loan criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

Typically, a minimum personal credit score of 650 is preferred, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The process usually takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Associated CU of Texas

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