b1BANK
Description
Offering comprehensive SBA financing options, this commercial bank specializes in supporting small businesses with their funding needs. Whether you’re looking for working capital, equipment financing, or real estate loans, they provide tailored solutions to help your business grow. Their expertise in SBA programs ensures flexible terms and competitive rates, making it easier for entrepreneurs to access the capital they need.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
8
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs designed to support small businesses. You can find information on financing options, application procedures, and personalized assistance for your business funding needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or inquire; however, loan processing and application fees may apply depending on the service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but eligibility depends on meeting specific loan requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of your application and documentation.