Go Back

Bank of Columbia

Offering comprehensive financial services tailored for small businesses, this bank specializes in SBA lending programs to support growth and expansion. With a focus on serving the local community, it provides various loan options, including SBA 7(a) loans, to help entrepreneurs access capital for working capital, equipment, or real estate. The bank is committed to assisting small business owners by providing personalized guidance throughout the loan process, ensuring that clients receive the funding they need to succeed. Its experienced team understands the unique challenges faced by small businesses and offers flexible solutions to meet diverse needs. Whether you’re starting a new venture or expanding an existing one, this bank aims to be a trusted partner in your business journey. Located in Columbia, KY, it leverages local knowledge and community ties to deliver tailored financial products that support economic development in the region.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

4.6

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a local bank offering SBA loan programs and small business financing solutions. You can find personalized assistance and access to capital to help grow your business.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.

Question 3

What are the hours of operation?

Answer 3

The bank is open from 9:00 AM to 5:00 PM, Monday through Friday.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit or consult; however, loan application fees and interest rates apply based on the specific loan terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves local residents and small business owners within the community, but some services may be available to non-residents with qualifying criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum credit score of 620 is generally required for loan approval.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of your application and documentation.

Bank of Columbia

Description

Location

Review

Q&A