Go Back

Bank of Hawaii

Bank of Hawaii offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, equipment, or working capital. With a strong local presence, it provides personalized service and expertise in navigating SBA loan programs, including the popular 7(a) loan program. The bank specializes in serving businesses across various industries, helping entrepreneurs access funding with flexible terms and competitive rates. Whether you’re expanding your operations, purchasing real estate, or refinancing existing debt, Bank of Hawaii delivers tailored financial products to meet your needs. Its experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. With a focus on community development and economic growth, the bank is committed to supporting local businesses and fostering long-term success. The bank’s SBA offerings are designed to help businesses overcome financial hurdles and achieve their strategic goals, making it a trusted partner for entrepreneurs in Hawaii and beyond.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

2.9

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a local bank offering SBA loan programs designed to help small businesses access funding for growth, real estate, and equipment needs. They provide personalized service and expert guidance throughout the loan process, making it easier for entrepreneurs to secure the financing they need.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated assistance, but walk-in consultations may be available during business hours. Contact the branch beforehand to confirm availability and set up a meeting if needed.

Question 3

What are the hours of operation?

Answer 3

The branch typically operates from 9:00 AM to 4:00 PM, Monday through Friday. Hours may vary on holidays or special occasions, so it"s best to call ahead or check online for the most current schedule.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for simply visiting or consulting at the branch. However, loan applications and processing may involve fees, which will be disclosed upfront during the application process.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves residents and businesses within Hawaii, but they may consider applications from out-of-state businesses with a connection to Hawaii or specific needs.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 650 is generally preferred, though approval depends on overall financial health, collateral, and business performance.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 30 to 60 days, depending on the complexity of the application and completeness of documentation submitted.

Bank of Hawaii

Description

Location

Review

Q&A