Bluestone Bank
Description
Specializing in small business financing, Bluestone Bank offers a range of SBA loan options designed to support business growth and expansion. With a focus on the needs of entrepreneurs, the bank provides tailored lending solutions including SBA 7(a) loans, which are ideal for purchasing equipment, real estate, or working capital. The bank’s experienced team guides clients through the application process, ensuring a smooth experience from application to funding. Their expertise in SBA lending helps businesses access capital with favorable terms and competitive rates, making them a reliable partner for small business owners seeking growth opportunities.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
3.3
Google Review Count
15
Question 1
What is this place and what can I find here?
Answer 1
This is Bluestone Bank, a financial institution offering small business loans, including SBA programs, to help entrepreneurs grow and succeed. You can find information about their loan options, application process, and support services tailored for small businesses.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to meet with a loan officer, but walk-in consultations may also be available during business hours. Calling ahead ensures you receive dedicated assistance promptly.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to contact the branch directly for specific hours or to schedule an appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing general information, but loan applications and processing may involve fees such as application or guarantee fees, which vary depending on the loan type.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs within its regional area, but eligibility for SBA loans is based on business criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 680 is generally preferred, but the actual requirement may vary depending on the loan and borrower profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.