Go Back
Report Abuse

Capital Bank, National Association

photo-76.jpg
photo-76.jpg

Description

Capital Bank, National Association offers comprehensive SBA lending solutions designed to support small and medium-sized businesses across various industries. With a focus on SBA 7(a) loans, the bank provides flexible financing options for business expansion, working capital, and acquisition needs. Their team specializes in tailoring loan programs to meet the unique requirements of each client, ensuring a smooth application process and competitive terms. Located in Rockville, Maryland, they serve a broad geographic area, helping entrepreneurs access the capital necessary to grow and succeed. The bank’s experienced underwriters and dedicated staff work closely with borrowers to facilitate timely approvals and disbursements, making them a reliable partner for your business financing needs.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
28
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs designed to help small businesses access capital for growth and operational needs. You can find information about loan options, application processes, and support services tailored to your business goals.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Standard hours are Monday through Friday, 9:00 AM to 5:00 PM, but it is best to contact the branch directly for specific appointment times or after-hours services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, standard loan application and processing fees may apply depending on the loan type and amount.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small business owners and entrepreneurs who meet eligibility requirements, regardless of residency, as long as they operate within the supported regions and industries.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 60 days, depending on the complexity of the loan and completeness of the application.
Scroll to Top