Go Back

Capital Bank

Capital Bank offers comprehensive SBA lending solutions designed to support small and medium-sized businesses in their growth and expansion efforts. With a focus on providing flexible financing options, the bank specializes in SBA 7(a) loans, which are ideal for working capital, equipment purchase, or real estate acquisition. The bank’s experienced lending team works closely with clients to tailor loan programs that meet their specific needs, ensuring a smooth application process and competitive terms. Whether you’re a startup or an established business, Capital Bank provides personalized service to help you access the funding necessary for your success. Their expertise in SBA programs allows them to serve a diverse range of industries, with a strong emphasis on supporting local economic development. The bank’s commitment to customer satisfaction and community involvement makes them a trusted partner for business owners seeking reliable SBA financing solutions.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

3.7

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and personalized business financing solutions to help small and medium-sized businesses grow and succeed.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a lender, but walk-in consultations may be available during business hours.

Question 3

What are the hours of operation?

Answer 3

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to access general information; however, specific loan applications may involve closing costs and fees associated with the SBA program.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners and entrepreneurs within its regional area, but eligibility depends on meeting SBA and credit requirements.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 640 is typically required, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.

Capital Bank

Description

Location

Review

Q&A