Capital Certified Development Corporation
Description
Capital Certified Development Corporation offers specialized financing solutions primarily focused on small businesses seeking SBA-backed loans. They provide a range of lending options designed to support business growth, real estate development, and working capital needs. With a strong history of supporting SBA programs, they are well-equipped to assist entrepreneurs in navigating the loan process. Their team is committed to helping clients secure funding with favorable terms and flexible options, making them a trusted partner for small business financing in the Austin area.
Location
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Q&A
Lender Type
Commercial Bank
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution specializing in SBA-backed loans for small businesses. You can find information about various loan programs, application assistance, and personalized support for your business financing needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The typical hours are Monday through Friday, 9 am to 5 pm, but it is best to contact the branch directly for specific hours or after-hours appointments.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to inquire about or begin the application process; however, specific loan products may include closing costs and guarantee fees.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses and entrepreneurs within the Austin region, but eligibility depends on meeting SBA and loan program requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, but higher scores may improve loan terms and approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.