Capital Community Bank
Description
Capital Community Bank offers a range of SBA lending options designed to support small businesses in their growth and expansion efforts. With a focus on providing accessible financing solutions, the bank helps entrepreneurs secure the capital they need for various business purposes, including working capital, equipment purchase, and real estate acquisition. Their experienced team guides clients through the SBA loan process, ensuring clarity and efficiency from application to approval. Whether you’re a startup or an established business, Capital Community Bank’s SBA programs aim to foster economic development and business success in the community.
Location
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Q&A
Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
98
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs to support small business growth. You can find information about loan options, application procedures, and assistance from experienced staff.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank"s typical hours are Monday through Friday, 9 am to 5 pm, but it"s best to contact ahead for specific appointment times or after-hours services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or inquire; however, loan processing and application fees may apply depending on the financing requested.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners nationwide, with local support available in the Provo area for qualifying applicants.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally recommended, though higher scores can improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.