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Capital One, National Association

Capital One offers comprehensive SBA loan options tailored to small businesses seeking financial growth and stability. With a strong focus on supporting entrepreneurs, this lender provides flexible financing solutions including the popular 7(a) program, which is ideal for various business needs such as working capital, equipment purchase, or expansion. Their dedicated team assists clients through every step of the lending process, ensuring quick and efficient approval and funding. Known for their competitive approval amounts, they cater to a wide range of industries and business sizes. Whether you’re starting a new venture or expanding an existing one, Capital One’s SBA offerings are designed to help you achieve your business goals with personalized service and reliable support.

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Lender Type

Commercial Bank

Google Rating

2.4

Google Review Count

750

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loans and banking services to small businesses. You can find information about loan programs, application requirements, and support services here.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment for personalized service, but walk-ins are also accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Standard hours are Monday through Friday, 9 am to 5 pm, but it is best to check with the branch for specific times or appointment options.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to access basic banking information; however, loan processing and application fees may apply depending on the services used.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This service is open to small business owners and entrepreneurs nationwide, regardless of residency, provided they meet the eligibility criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

Typically, a minimum personal credit score of 650 is preferred, but higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process generally takes between 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.

Capital One, National Association

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