Centreville Bank
Description
Centreville Bank offers comprehensive SBA loan services tailored to small and medium-sized businesses seeking financial support for growth, working capital, or equipment purchases. With a focus on personalized service, they assist clients in navigating the SBA 7(a) loan program, providing flexible financing options up to $80,000. Their experienced team works closely with borrowers to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
3.2
Google Review Count
33
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that provides SBA loan services, including the 7(a) program, to small and medium-sized businesses. You can find personalized financial support, loan application assistance, and funding options tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability. Calling ahead is advised for the best experience.
Question 3
What are the hours of operation?
Answer 3
The bank"s typical hours are Monday through Friday, from 9:00 AM to 5:00 PM. It is best to contact the branch directly for specific hours or to schedule an appointment outside these times.
Question 4
Is there a fee to use this?
Answer 4
There may be application and processing fees associated with SBA loans, which vary depending on the loan size and terms. These fees are disclosed during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local businesses and residents in the region, but SBA loan eligibility is based on business qualifications rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, but the actual requirement may vary based on the loan specifics and borrower profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the completeness of the application and the complexity of the loan request.