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Centris Federal Credit Union

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Description

Centris Federal Credit Union offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. As a trusted financial institution, it provides various loan options, including SBA 7(a) loans, to help entrepreneurs access the capital they need with competitive terms and personalized service. The credit union specializes in serving small business clients across diverse industries, offering flexible financing solutions that align with their unique goals and challenges. With a focus on building strong relationships, it guides borrowers through the application process, ensuring clarity and support at every step. Whether you’re looking to purchase equipment, expand your premises, or manage cash flow, this lender provides the expertise and resources to help your business succeed. Its experienced team is dedicated to understanding your business needs and delivering tailored lending options that meet your financial objectives. The institution emphasizes community involvement and financial education, fostering long-term growth for its clients and the local economy. For business owners in the Omaha area and beyond, this lender stands out as a reliable partner committed to helping small businesses thrive through accessible SBA financing programs.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.8
Google Review Count
64
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA lending services to small businesses. You can find information about loan options, application processes, and support for business growth and expansion.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability. Contact the branch ahead of your visit for the best experience.
Question 3
What are the hours of operation?
Answer 3
The branch typically operates from 9 AM to 5 PM, Monday through Friday. It"s advisable to check with the branch directly for specific hours or any holiday closures.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing basic information or initial consultations. Loan origination and service fees may apply depending on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members of the credit union, which includes residents of the Omaha area and eligible community members. Business clients outside the membership may need to meet specific criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
While specific requirements vary, a good personal credit score of at least 650 is generally preferred for loan approval. The institution evaluates each application on a case-by-case basis.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of required documentation.
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