Go Back

Century Bank

Century Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on fostering local economic development, this bank provides various SBA loan programs including the 7(a) loan program, which is ideal for a wide range of business purposes such as working capital, equipment purchase, and real estate acquisition. The bank’s experienced team guides clients through the application process, ensuring clarity and support at every step. Whether you’re a startup or an established business, Century Bank’s SBA services are designed to meet your unique needs, providing flexible terms and competitive rates to help you succeed. Located in Santa Fe, NM, the bank leverages its regional expertise to serve local businesses while maintaining a strong understanding of the broader economic landscape. The bank’s commitment to personalized service and community development makes it a trusted partner for entrepreneurs seeking SBA financing solutions.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

4.1

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank offering SBA loan programs and financial services tailored for small and medium-sized businesses, including support for growth and expansion projects.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

The bank operates Monday through Friday from 9 am to 5 pm, with extended hours by appointment upon request.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for inquiring about SBA loans; however, application and processing fees may apply during the loan approval process.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This service is primarily available to local small businesses and residents within the Santa Fe region, with some programs open to out-of-area applicants.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 640 is generally preferred, but higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 30 to 60 days, depending on the complexity of the loan and completeness of application materials.

Century Bank

Description

Location

Review

Q&A