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Citizens Bank of Ada

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Description

Citizens Bank of Ada offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, working capital, or expansion projects. With a focus on serving the local Ada community, the bank provides expertise in SBA 7(a) loans, which are ideal for a variety of business needs including equipment purchase, real estate, and refinancing. The bank’s experienced lending team guides clients through the application process, ensuring they understand the requirements and benefits of SBA programs. They support businesses with flexible terms and competitive rates, aiming to foster economic development in the region. Whether you’re a startup or an established company, Citizens Bank of Ada is committed to helping you access the capital necessary to succeed. The bank also offers personalized service, working closely with clients to tailor solutions that meet their specific financial goals. Their SBA lending process emphasizes transparency and efficiency, making it easier for small businesses to secure funding and grow sustainably. Located at 123 W 12th St, the bank is easily accessible to local entrepreneurs and business owners looking for reliable SBA financing options.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.7
Google Review Count
77
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA lending services and small business financing options, including expert guidance for entrepreneurs seeking growth capital.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins may be accommodated based on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM Monday through Friday, with extended hours by appointment on request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only to specific loan services and are disclosed upfront during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners in the Ada region, but qualified applicants from surrounding areas may also be considered.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred, but approval depends on overall financial strength and business prospects.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of application materials and loan complexity.
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