Go Back
Report Abuse

Citizens Bank of Eldon

Citizens Bank of Eldon
Citizens Bank of Eldon

Description

Citizens Bank of Eldon offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local community, this bank provides access to SBA 7(a) loans, which are ideal for a variety of business purposes including working capital, equipment purchase, and real estate acquisition. Their experienced team guides borrowers through the application process, ensuring clarity and efficiency from start to finish. The bank’s lending programs are designed to accommodate small business owners by offering flexible terms and competitive rates, making it easier to secure funding for your business goals. Located in Eldon, Missouri, they serve the local business community with personalized service and expert advice. Whether you’re a new startup or an established enterprise, Citizens Bank of Eldon is committed to supporting your success with tailored financial solutions and dedicated support.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
14
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and personalized financial services designed to support small business growth in the Eldon area. You can find assistance with loan applications, business financing options, and expert advice to help your business succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a banking specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic banking services, but loan processing and application fees may apply depending on the specific financing product.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners in the Eldon area, but they may consider out-of-area applicants based on the loan program.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.
Scroll to Top