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Citizens Bank of Rogersville

Citizens Bank of Rogersville
Citizens Bank of Rogersville

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a variety of loan options. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their team is experienced in navigating SBA programs, ensuring a smooth application process and competitive terms. With a focus on local businesses, they understand the regional market dynamics and are committed to fostering economic growth in the Rogersville area. They support loans under the SBA 7(a) program, providing access to capital with flexible terms and favorable interest rates. The bank’s expertise extends to serving diverse industries, including manufacturing, retail, and services, making them a versatile partner for entrepreneurs. They also offer guidance on eligibility and application procedures, helping clients secure the funding they need to succeed. Their commitment to small business growth is reflected in their personalized service and comprehensive support throughout the loan process.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.1
Google Review Count
23
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loans and small business financing solutions. You can find assistance with loan applications, guidance on SBA programs, and personalized support to help your business grow.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday, but hours may vary, so it"s best to contact ahead.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult; however, loan application and processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and residents within the region, but eligibility depends on meeting specific loan requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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