Citizens Community Bank
Description
Citizens Community Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides SBA 7(a) loans that help entrepreneurs access capital with flexible terms and competitive rates. Whether you’re starting a new venture or expanding an existing business, Citizens Community Bank is committed to guiding you through the loan process from application to funding, ensuring your business goals are met efficiently and effectively.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
2.8
Google Review Count
8
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that provides SBA loan services to small businesses, helping entrepreneurs access funding for growth, expansion, and operational needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with appointments available outside regular hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing the bank"s basic services, but standard loan application and processing fees may apply for SBA loans.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners and entrepreneurs within the region who meet the eligibility criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally recommended for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and supporting documents.