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Citizens Community Federal National Association

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Description

Citizens Community Federal National Association offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on supporting local entrepreneurs, this institution provides various loan programs designed to meet diverse business needs, including equipment financing, working capital, and expansion funding. Their experienced team works closely with clients to develop customized financing solutions, ensuring a smooth application process and competitive terms. Located in Altoona, WI, they serve businesses across the region, emphasizing personalized service and community development. The bank’s SBA program history includes a strong track record with the 7A loan program, facilitating loans up to $1,000,000 for qualifying businesses. Whether you’re a startup or an established enterprise, they aim to foster economic growth through accessible and flexible lending options.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
25
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and financial services tailored to small businesses in the Altoona area, including the SBA 7A program with loans up to $1 million.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting; however, loan application and processing may involve standard charges and fees associated with SBA loans.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the Altoona region and surrounding areas, focusing on local entrepreneurs and residents.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, but other factors are also considered in the approval process.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the completeness of the application and documentation provided.
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