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Citizens State Bank

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Description

Citizens State Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, equipment, or working capital. With a focus on personalized service, the bank provides SBA 7(a) loans, known for their flexibility and competitive terms, helping entrepreneurs achieve their business goals. Located in Hudson, Wisconsin, the bank has a strong local presence and a history of supporting regional economic development. Their experienced team guides clients through the loan process, ensuring clarity and efficiency from application to closing. Whether you’re looking to expand your operations, purchase real estate, or finance inventory, Citizens State Bank offers solutions designed to meet diverse business needs. The bank’s commitment to small business success is reflected in their tailored loan programs, competitive rates, and dedicated customer service. They understand the unique challenges faced by small businesses and work closely with clients to find the best financing options available. With a focus on community growth, Citizens State Bank leverages its regional expertise to support local entrepreneurs and foster economic vitality in Wisconsin and beyond.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
35
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that provides SBA loan programs and financial services tailored for small and medium-sized businesses, helping them grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to meet with their SBA lending specialists, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank"s branch hours are typically Monday through Friday from 9 am to 5 pm, but it"s best to contact ahead for specific appointment times.
Question 4
Is there a fee to use this?
Answer 4
There may be application and processing fees associated with SBA loans, which are disclosed during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is primarily available to small business owners within the region, but eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans at this bank.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes approximately 30 to 45 days, depending on the completeness of the application and documentation provided.
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