Go Back
Report Abuse

Citizens Trust Bank

0 (0 Reviews)
photo-1319.jpg
photo-1319.jpg

Description

Citizens Trust Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial support for growth and expansion. With a focus on serving the Atlanta community, this bank provides access to various SBA programs, including the popular 7(a) loan program, to help entrepreneurs secure funding for a range of business needs. Their team specializes in guiding clients through the application process, ensuring they understand eligibility criteria and loan options. The bank’s expertise extends to supporting businesses in sectors such as healthcare, retail, manufacturing, and services, making it a versatile choice for diverse industries. Whether you’re looking for working capital, equipment financing, or real estate loans, Citizens Trust Bank can assist in structuring a loan that fits your business goals. The bank emphasizes personalized service, working closely with clients to streamline approval and disbursement processes. With a commitment to community development and economic growth, Citizens Trust Bank strives to empower small business owners with the financial resources they need to succeed.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.2
Google Review Count
124
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA lending programs designed to help small businesses secure funding for growth and expansion. You can find information about loan options, application processes, and support services tailored to entrepreneurs" needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may also be available during business hours depending on the branch"s policies.
Question 3
What are the hours of operation?
Answer 3
The bank"s typical hours are Monday through Friday from 9:00 AM to 5:00 PM, but it"s best to contact the branch directly for specific hours and appointment availability.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing information or consulting with bank representatives; however, loan processing and application fees may apply depending on the loan type and terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to small business owners and entrepreneurs who meet the eligibility requirements for SBA loans, regardless of residency, provided they operate within the bank"s supported regions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, but the exact requirement can vary based on the specific loan and applicant profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of submitted documentation.
Scroll to Top