Go Back
Report Abuse

City First Bank, National Association

photo-1235.jpg
photo-1235.jpg

Description

City First Bank, National Association offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on community-oriented banking, it provides a range of loan options including SBA 7(a), 504, and Express programs designed to meet diverse business needs. The bank specializes in supporting small to medium-sized enterprises across various industries, providing flexible financing solutions that foster economic development. Its experienced team guides clients through the application process, ensuring clarity and efficiency from initial inquiry to loan closing. Whether you’re expanding your operations, purchasing equipment, or managing cash flow, City First Bank delivers personalized service to help you achieve your business goals. The bank’s commitment to community development is reflected in its support for local entrepreneurs and small business owners, making it a trusted partner in your financial journey.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
22
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business banking services designed to support entrepreneurs and local businesses with funding solutions tailored to their needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a banking specialist, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank"s typical hours are Monday through Friday from 9:00 AM to 5:00 PM, but it"s best to contact them directly for specific hours or after-hours appointments.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan processing, application, and closing costs, which vary depending on the specific loan program and amount.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs, with eligibility criteria based on business and personal financial qualifications, not residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is typically preferred, but specific requirements may vary based on the loan and applicant profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
Scroll to Top