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City National Bank of Florida

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Description

City National Bank of Florida offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides various SBA loan programs including the popular 7(a) loan, which is ideal for a range of business purposes such as working capital, equipment purchase, and real estate acquisition. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. The bank’s expertise in SBA lending helps entrepreneurs access the capital they need with competitive terms and flexible repayment options. Located in Miami, they serve a diverse business community, supporting local economic development and entrepreneurship. Whether you’re a startup or an established business, City National Bank of Florida is committed to helping you achieve your financial goals with tailored SBA solutions.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.3
Google Review Count
12
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and banking services designed to help small businesses secure funding for growth and operational needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing basic banking services; fees may apply for specific loan processing or advisory services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and businesses within Florida, but non-residents with qualifying applications may also be considered.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 680 is generally preferred, though stronger credit profiles improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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