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Colony Bank

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a variety of loan options. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their team is experienced in navigating SBA programs, ensuring a smooth application process and competitive terms. With a focus on personalized service, they work closely with clients to understand their business goals and recommend the best financing options available. The bank’s commitment to small business growth is reflected in their flexible lending criteria and dedicated support throughout the loan process. They also offer guidance on SBA programs such as 7A and 504, helping entrepreneurs access the capital they need to succeed. Located in Fitzgerald, GA, they serve local businesses with a strong understanding of regional market dynamics. Their loan offerings are designed to empower small business owners with the financial resources necessary for sustainable growth and success.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.9
Google Review Count
109
Question 1
What is this place and what can I find here?
Answer 1
This is a local SBA lender offering small business loans, including 7A and 504 programs, with personalized support to help entrepreneurs access the capital they need for growth and success.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM, with additional appointment options outside regular hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan processing and closing, which will be disclosed upfront during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small business owners within Georgia, but eligibility is based on creditworthiness and business criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and supporting documents.
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