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Community Bank of Pickens County

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Description

Community Bank of Pickens County offers comprehensive SBA lending services tailored to small businesses in the region. With a focus on supporting local entrepreneurs, the bank provides various loan options including the SBA 7(a) program, which is ideal for business expansion, working capital, or purchasing equipment. Their experienced lending team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. The bank’s commitment to community development is reflected in their personalized service and flexible financing solutions, making them a trusted partner for small business growth. They also support loans up to $320,000, helping businesses access the capital needed to succeed. Whether you’re a startup or an established enterprise, Community Bank of Pickens County is dedicated to fostering economic development in Jasper and beyond.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
50
Question 1
What is this place and what can I find here?
Answer 1
This is a local community bank that provides SBA loan options and small business financing services. You can find personalized support and guidance for your business funding needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM. Appointments outside these hours can be arranged upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only to specific loan processing and application services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the Jasper region, but they welcome inquiries from prospective clients outside the area as well.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the complexity of the loan and completeness of documentation.
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