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Community First National Bank

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Description

Community First National Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides various loan options including SBA 7(a) loans, which are ideal for working capital, equipment purchase, or real estate acquisition. Their team is dedicated to guiding clients through the application process, ensuring they understand the terms and requirements. The bank’s expertise in SBA programs helps small business owners access funding with favorable terms and competitive rates. Located in Manhattan, Kansas, they serve local entrepreneurs and businesses, fostering economic development in the region. Whether you’re a startup or an established company, they aim to provide flexible financing solutions to meet your unique needs. The bank maintains a strong reputation for customer service and community involvement, making them a reliable partner for small business financing.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
16
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and personalized financial services to small businesses in the Manhattan area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9 AM to 5 PM.
Question 4
Is there a fee to use this?
Answer 4
There may be application and processing fees associated with SBA loans; specifics depend on the loan type and amount.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically preferred for SBA loan applicants.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The process usually takes approximately 30 to 60 days, depending on the complexity of the application and documentation provided.
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