Go Back

Coulee Bank

Coulee Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local economy of La Crosse, WI, they provide flexible financing options through SBA programs, including the popular 7(a) loan program. Their team is dedicated to guiding clients through the loan process, from application to funding, ensuring a smooth experience. The bank specializes in serving a variety of industries, with particular strength in sectors like manufacturing, healthcare, and retail. They are committed to supporting entrepreneurs and established businesses alike, offering personalized service and competitive terms. Whether you’re looking for working capital, equipment financing, or real estate loans, Coulee Bank can help craft solutions that meet your business goals. Their experienced staff understands the nuances of SBA lending and can assist in navigating the application process efficiently.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

4.3

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a local bank that provides SBA loan options and financial services for small and medium-sized businesses. You can find assistance with funding growth, real estate, equipment, and working capital needs, all tailored to your business goals.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

The bank is typically open from 8:30 AM to 4:30 PM, Monday through Friday, but it"s best to call ahead for specific appointment times or after-hours services.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to consult with the bank; however, loan processing and application fees may apply depending on the specific financing product.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves local residents and businesses within the La Crosse area, but they may also work with out-of-area clients for specific SBA loan programs.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

Typically, a minimum personal credit score of 620 is preferred, but other factors are also considered during the approval process.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.

Coulee Bank

Description

Location

Review

Q&A