County Bank
Description
County Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on the local community, the bank provides various loan options, including SBA 7(a) loans, to help entrepreneurs access capital for expansion, working capital, or equipment purchases. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. The bank’s commitment to personalized service means that each borrower receives attention suited to their unique needs, fostering long-term relationships and financial success.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
4
Question 1
What is this place and what can I find here?
Answer 1
This is County Bank, a local financial institution offering SBA loans and personalized banking services to small businesses in the community.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a banking specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with special hours by appointment on Saturdays.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan applications and services may involve standard processing fees and charges.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the community, but some services may be available to non-residents with qualifying criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally recommended, though higher scores can improve approval prospects.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and documentation provided.