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Cross Bank

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Description

Cross Bank offers comprehensive SBA lending solutions tailored to meet the needs of small businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, this bank provides various loan programs, including the SBA 7(a) loan, to help fund business expansion, equipment purchases, or working capital. Their experienced team works closely with clients to understand their unique financial situations and craft customized financing options. Located in Wynne, Arkansas, they serve the regional community with personalized service and flexible lending criteria. The bank specializes in small business financing, leveraging SBA programs to facilitate access to capital that might otherwise be difficult to secure through traditional lending channels. Whether you’re starting a new venture or expanding an existing business, Cross Bank is committed to helping you achieve your goals with competitive rates and supportive guidance.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.2
Google Review Count
17
Question 1
What is this place and what can I find here?
Answer 1
This is a regional bank offering SBA loan programs and small business financing solutions, providing personalized service to local entrepreneurs and business owners.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are application and closing fees associated with loans, but no fee to simply visit or inquire about services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the regional community, but welcomes inquiries from new clients outside the immediate area as well.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of application materials.
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