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Dream First Bank National Association

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Description

Dream First Bank National Association offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business financing, the bank provides a variety of loan programs including the SBA 7(a) loan program, which is ideal for working capital, equipment purchases, and real estate acquisitions. The bank’s experienced lending team works closely with clients to understand their unique needs and craft customized financing solutions that align with their business goals. Located in Syracuse, Kansas, the bank is committed to supporting local entrepreneurs and businesses across the region, leveraging its strong community ties and financial expertise to facilitate successful loan approvals. Whether you are a startup or an established business, Dream First Bank is dedicated to helping you access the capital necessary to thrive in competitive markets. Their knowledgeable staff can guide you through the application process, ensuring clarity and efficiency from initial inquiry to loan closing. The bank’s extensive experience with SBA programs makes them a reliable partner for small business owners looking to grow their operations with confidence.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
14
Question 1
What is this place and what can I find here?
Answer 1
This is a bank offering SBA loan programs and financial services tailored to small and medium-sized businesses. You can find assistance with loan applications, financing options, and guidance on SBA programs to support your business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins are also welcome during business hours. Calling ahead can help you prepare for your visit and expedite the process.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It is advisable to confirm hours before visiting, as they may vary on holidays or special occasions.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan applications and processing, including origination and closing costs. These fees are transparent and discussed upfront during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local business owners and residents in the Syracuse area, but they also support regional clients seeking SBA financing solutions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for SBA loan guarantors, though higher scores may improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The typical underwriting process takes approximately 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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