Enterprise Bank of South Carolina
Description
Enterprise Bank of South Carolina offers comprehensive SBA lending services tailored to support small businesses in their growth and development. With a focus on SBA 7(a) loans, they provide financing options for a variety of business needs including working capital, equipment purchase, and real estate acquisition. Their team is dedicated to guiding clients through the lending process, ensuring clear communication and personalized solutions. Located in Ehrhardt, SC, the bank leverages its local expertise to serve the community effectively, offering flexible terms and competitive rates. Whether you’re starting a new venture or expanding an existing business, they aim to be a reliable partner in your success.
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Q&A
Lender Type
Commercial Bank
Google Rating
4.6
Google Review Count
5
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that provides SBA loan programs and business financing solutions to small businesses, helping them grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates during regular business hours, typically Monday through Friday from 9 am to 5 pm, but it"s best to call ahead for specific hours.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan applications and processing, which vary based on the loan type and amount.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and residents within South Carolina, focusing on local community support.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically preferred, but other factors such as business financials are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.