Go Back
Report Abuse

Exchange Bank and Trust Company

photo-1303.jpg
photo-1303.jpg

Description

Offering comprehensive SBA loan services, this financial institution specializes in supporting small businesses with flexible financing options. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on personalized service, they work closely with borrowers to understand their unique circumstances and help secure the best possible terms. Their SBA program expertise includes the 7(a) loan program, which is ideal for a variety of business purposes, from purchasing inventory to real estate. The bank also offers other small business financing options, making it a versatile partner for entrepreneurs. Located in Perry, Oklahoma, they serve local and regional clients, emphasizing community growth and economic development.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
15
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loans and small business financing solutions designed to help entrepreneurs grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment, but walk-ins are accepted depending on availability; contacting ahead ensures dedicated service.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are standard fees associated with SBA loans, including application and closing costs, which vary based on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small businesses within the region, but eligibility depends on meeting lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of approximately 640 is typically required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes between 30 to 60 days, depending on the completeness of the application and documentation.
Scroll to Top