Exchange Bank
Description
Exchange Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local Kearney community, this institution provides a range of loan options including SBA 7(a) and other government-backed programs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. The bank specializes in small business financing, helping entrepreneurs access capital with favorable terms and competitive rates. Whether you’re starting a new venture or expanding an existing business, Exchange Bank is committed to supporting your financial goals with personalized service and expertise.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
21
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and small business financing options. You can find assistance with business loans, guidance through the application process, and personalized support for your financial needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic consultation services, but loan application and processing may involve standard fees and charges.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the Kearney region, but eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum credit score of 650 is preferred, but approval depends on overall financial health and business viability.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between two to four weeks, depending on the complexity of the application and completeness of documentation.