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Fairwinds CU

Fairwinds CU offers comprehensive SBA lending solutions tailored to small businesses seeking financial support for growth, expansion, or operational needs. As a commercial bank located in Orlando, FL, it provides a range of loan options including SBA 7(a) loans, which are ideal for working capital, equipment, or real estate purchases. The institution specializes in serving small business clients by offering flexible terms and competitive rates, backed by its extensive experience with SBA programs. With a focus on personalized service, Fairwinds CU helps entrepreneurs navigate the complexities of SBA financing, ensuring a smooth application process and timely funding. Its commitment to supporting local businesses makes it a trusted partner for entrepreneurs across the region, with a history of approving loans up to $292,000. Whether you’re starting a new venture or expanding an existing one, Fairwinds CU provides the financial tools and expertise needed to succeed.

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Lender Type

Commercial Bank

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Google Review Count

127

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs tailored for small businesses. You can find information about loan options, application procedures, and support services to help your business grow.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated assistance, but walk-ins may be accommodated depending on staff availability.

Question 3

What are the hours of operation?

Answer 3

The branch typically operates from 9:00 AM to 5:00 PM, Monday through Friday, but it is best to confirm directly with the branch for specific hours.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit the branch; however, loan application and processing fees may apply depending on the services used.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This institution primarily serves members of the credit union, but non-members may also access certain services with membership eligibility.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

Typically, a minimum personal credit score of around 650 is preferred, but this can vary based on the loan specifics and borrower qualifications.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of your application and documentation.

Fairwinds CU

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