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FandM Bank

FandM Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or working capital. With a focus on personalized service, the bank provides SBA 7(a) loans, which are ideal for a variety of business needs including expansion, acquisition, and refinancing. Their experienced lending team guides clients through the application process, ensuring clarity and support at every step. Located in Edmond, Oklahoma, the bank leverages its regional expertise to serve local entrepreneurs while also supporting nationwide business ventures. The bank’s SBA program history demonstrates a strong commitment to small business success, with approval amounts reaching up to $114,800 for qualifying applicants. Whether you’re a startup or an established business, FandM Bank is dedicated to helping you access the funding you need to thrive.

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Lender Type

Commercial Bank

Google Rating

3.6

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank that offers SBA loan programs and small business banking services, helping entrepreneurs access funding for growth and expansion.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment with a loan officer, but walk-in consultations may also be available during business hours.

Question 3

What are the hours of operation?

Answer 3

The bank"s branch hours are typically Monday through Friday, 9 am to 5 pm, but it"s best to contact them directly for specific times.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit the branch, but loan processing and application fees may apply depending on the service used.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves local residents and small business owners within its regional service area, but some services may be available nationwide.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 640 is generally preferred, though higher scores can improve approval prospects.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.

FandM Bank

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