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Farmers & Merchants Bank of Long Beach

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Description

Farmers & Merchants Bank of Long Beach offers comprehensive SBA loan services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides access to SBA 7(a) loans, which are ideal for various business purposes including working capital, equipment purchase, and real estate acquisition. The bank’s experienced lending team guides clients through the application process, ensuring a smooth experience from start to finish. Their SBA programs are designed to accommodate a range of business sizes and industries, emphasizing flexible terms and competitive rates. Located in Long Beach, CA, the bank is committed to supporting local economic development while offering nationwide lending capabilities for qualified borrowers. Whether you’re a startup or an established business, they work to tailor financing solutions that align with your goals and financial situation.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
39
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs and financial services tailored for small and medium-sized businesses, providing expert guidance throughout the lending process.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with special hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing basic banking services; fees may apply for specific loan processing or advisory services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank serves both local residents and national clients who meet their lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, but higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application.
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