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First Bank Kansas

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Description

First Bank Kansas offers comprehensive SBA lending solutions tailored to meet the needs of small businesses seeking financial support. With a focus on providing accessible funding options, this institution helps entrepreneurs and established companies secure the capital necessary for growth and expansion. Their SBA program expertise includes the SBA 7(a) loan program, which is ideal for a variety of business purposes such as working capital, equipment purchases, and real estate acquisitions. The bank’s experienced lending team works closely with clients to understand their unique financial situations and craft suitable loan packages. Located in Salina, Kansas, First Bank Kansas is committed to supporting local businesses and fostering economic development within the region. They provide personalized service, competitive rates, and flexible terms to ensure borrower success. Whether you’re a startup or an established enterprise, First Bank Kansas aims to be a trusted partner in your business journey. Their dedicated staff is ready to assist with application processes, answer questions, and guide you through the SBA lending landscape to help you achieve your business goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
34
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and personalized banking services designed to help small businesses grow and succeed in the Salina area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or inquire; however, loan processing and application fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the Salina region, but qualified applicants from outside the area may also be considered.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, but higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of the application and supporting documents.
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