Go Back
Report Abuse

First Bankers Trust Company National Association

0 (0 Reviews)
photo-1192.jpg
photo-1192.jpg

Description

First Bankers Trust Company National Association offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support. Whether you’re looking for funding to expand, purchase equipment, or manage cash flow, this lender provides flexible loan options backed by SBA programs. Their team is dedicated to guiding clients through the application process, ensuring a smooth experience from start to finish. With a focus on personalized service, they work closely with borrowers to understand their unique needs and craft solutions that foster growth. Their SBA 7(a) program is particularly robust, supporting a wide range of business purposes with competitive terms. Located in Quincy, Illinois, they serve clients across the region, leveraging their local expertise and extensive banking resources. This institution prides itself on quick approval times and transparent fee structures, making it an excellent choice for small business owners seeking reliable financing options.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
92
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs designed to help small and medium-sized businesses access financing for growth and development. You can find information about their loan options, application process, and support services here.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may be available during business hours. Contact the branch in advance for the best experience.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM. Hours may vary on holidays, so it"s best to call ahead or check their website for specific times.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic information or consult with a loan officer, but specific loan applications and services may involve fees which will be disclosed during the process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves clients in the Quincy area and the surrounding region, but SBA loans can be available to eligible small businesses nationwide, regardless of residency.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 620 is required for guarantors, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 45 days, depending on the completeness of your application and the complexity of your financials.
Scroll to Top