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First General Bank

First General Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth and stability. With a focus on facilitating access to capital, the bank provides various loan programs including the SBA 7(a) loan, which is ideal for working capital, equipment purchase, or expansion needs. Their experienced team works closely with clients to understand their unique financial situations and craft loan packages that meet their business goals. The bank’s expertise in SBA lending ensures a smooth application process, competitive rates, and flexible terms designed to support small business success. Whether you’re a startup or an established enterprise, First General Bank is committed to helping you secure the funding necessary to thrive in today’s competitive market.

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Lender Type

Commercial Bank

Google Rating

3.4

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution specializing in SBA loans and small business financing solutions. You can find information about loan programs, application processes, and support services tailored to small businesses seeking capital.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated assistance, but walk-in consultations may be available during business hours depending on the branch"s policies.

Question 3

What are the hours of operation?

Answer 3

Standard hours are typically Monday through Friday from 9:00 AM to 5:00 PM, but it"s best to contact the branch directly for specific hours.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to access basic information; however, loan application and processing may involve certain fees depending on the loan terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners and entrepreneurs, with lending services available to qualified applicants nationwide.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 640 is generally recommended, though higher scores can improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

First General Bank

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