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First Hawaiian Bank

First Hawaiian Bank offers comprehensive SBA lending options tailored to small and medium-sized businesses seeking financial support. With a focus on serving the local community, it provides various loan programs including the SBA 7(a) loan program, which helps businesses access capital for growth, working capital, or refinancing. The bank specializes in supporting businesses within the hospitality, retail, and service sectors, offering personalized service and flexible financing solutions. Its experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located at 999 Bishop St in Honolulu, the bank is well-positioned to serve businesses across Hawaii, leveraging its local expertise and extensive banking resources. Whether you are looking to expand your operations or need working capital, First Hawaiian Bank is committed to helping local entrepreneurs succeed with tailored SBA loan programs and dedicated support.

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Lender Type

Commercial Bank

Google Rating

2.4

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and banking services tailored to small businesses. You can find support for business growth, refinancing, and working capital needs, along with personalized guidance from experienced staff.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

The bank typically operates Monday through Friday from 9 am to 4 pm, but hours may vary by location, so it’s best to contact ahead.

Question 4

Is there a fee to use this?

Answer 4

There are fees associated with certain banking services and loan processing, which will be disclosed during the application process.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves residents and businesses within Hawaii, focusing on local community support.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 680 is generally preferred, though other factors may also influence approval.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 30 to 45 days, depending on the complexity of the application and completeness of documentation.

First Hawaiian Bank

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