Go Back
Report Abuse

First Independent Bank

photo-638.jpg
photo-638.jpg

Description

First Independent Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or working capital. With a focus on personalized service, the bank provides SBA 7(a) loans, which are flexible and accessible for various business needs. Located in Aurora, Missouri, this bank has a strong history of supporting local entrepreneurs and small business owners. Their team is dedicated to guiding clients through the loan process, ensuring clarity and efficiency from application to approval. The bank’s expertise in SBA programs helps businesses secure funding with favorable terms, competitive rates, and manageable repayment options. Whether you’re a startup or an established enterprise, First Independent Bank aims to be your trusted partner in achieving business success. Their experienced staff understands the nuances of SBA lending and can assist with loan structuring, documentation, and compliance. This bank also supports microloans and other SBA initiatives, making it a versatile choice for various funding needs. With a commitment to community growth, First Independent Bank strives to empower local businesses and foster economic development in the region.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
23
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and small business financing solutions designed to support local entrepreneurs and business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated assistance, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the branch; fees may apply for specific services or loan processing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but eligibility depends on loan requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum credit score of 650 is preferred, but other factors are also considered during approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 45 days, depending on the completeness of documentation and loan complexity.
Scroll to Top